COVID-19 Business Closures - Business Interruption Coverage
Forced closure due to COVID-19 has without a doubt impacted revenues for your business. As a business owner, your business insurance policy may have “business interruption” coverage to help alleviate the pressures of forced closure. Be sure to review your policy to see if you have this coverage.
At GBLV LLP, our caring and experienced legal team our here to help you through this difficult time. If you do not know if you have business interruption coverage, we can review your policy as part of our free consultation service. If you have already made a claim for coverage and have been denied, we will fight for you and your business. Do not let your insurer deny coverage for business interruption.
What to do?
• Locate a copy of your business insurance policy.
• Make notes of dates of closure.
• Make notes to quantify loss of revenue due to closure.
• Call GBLV LLP immediately at 905-232-9222.
Statutory Accident Benefits
Accident benefits are available to anyone involved in a motor vehicle accident regardless of who is at fault for the accident. These benefits are commonly referred to as “no-fault benefits”. All automobile insurance policies offered in Ontario include no fault benefits.
At GBLV LLP, your recovery is our first priority. If you or a loved one is injured in a motor vehicle accident, you are entitled to recover rehabilitation, wage loss, caregiving and out-of-pocket expenses to help you and your family recovery from the accident no matter who caused it. Our caring and experienced legal team will guide you through the whole process from beginning to resolution of your claim.
What to do?
Stop and assess the situation to ensure you and anyone with you is not hurt.
Call 911.
Get as much information from everyone at the accident scene including any witnesses.
Write down the plate numbers of the vehicles involved in the accident, names of anyone involved, insurance policy numbers and as much information as you can.
Use your phone or a mobile device with a camera to take pictures of the damage to your vehicle and any other vehicle involved in the accident.
Only speak to a police officer, fireman or any other authorities that come to the scene. Avoid talking with people you don’t know and do not take any advice from them.
Review the police report and make sure all of the information is accurate. Ensure all the details like your name and address are clearly written to help you to organize your case.
Notify your insurance company immediately of the accident .You have seven days to notify your car insurer of your intention to apply for accident benefits.
Call GBLV LLP immediately at 905-232-9222, set your free consultation appointment; clarify all your concerns and doubts. You have up to two years to start a claim but if you wait until the end you might not collect all the evidence you need to build your case and get the compensation you deserve.
We will explain all of your rights to you clearly so you understand them in our initial consultation with you. This will be followed by a meeting with one our associate lawyers at which point you will be asked to sign a retainer if you wish to continue with the proceedings on your behalf.
Home & Property Loss
Many of you have insured your home, automobile and other personal property in case of a fire, flood or theft. Often, your insurer may decline to pay you the full value of the insured property if at all.
At GBLV LLP, we understand how frustrating this is. After all, you have been paying all of those insurance premiums in case something happens. Our caring and experienced legal team will help you ensure that you obtain what you are entitled to through your insurance policy.
What to do?
Take photos of the areas, property and/or items damaged or lost.
Create a list or inventory of items that are damaged/lost in need of replacement and their respective values.
Obtain a copy of your insurance contract.
Call GBLV LLP immediately at 905-232-9222, set your free consultation appointment; clarify all your concerns and doubts. You have up to one year to start a claim but if you wait too long you might not collect all the evidence you need to build your case and get the compensation you deserve.
Our approach is different. You are more than a case to us, we care. With empathy and compassion, we are dedicated to using our strengths to finding the best legal outcome for each individual client.
